If you have filed a civil rights lawsuit but are struggling financially as you wait for a resolution, we at America Lawsuit Loans can help you. We provide funding through lawsuit loans to plaintiffs involved in civil rights cases while their lawsuits are pending.
America Lawsuit Loans has over ten years of experience providing this unique form of legal financing to plaintiffs who need assistance covering costs and paying bills as their important civil rights case passes through the legal system. We know lawsuits can take months or even years before reaching a resolution or settlement. In the meantime, many plaintiffs face financial strain, pressure to accept an unfair settlement, or simply unable to keep up with regular expenses.
Our civil rights lawsuit loans are designed to provide plaintiffs with the funding they need to continue their pursuit of justice without having to settle their case prematurely. The loans we offer can be used to cover a wide range of expenses, enabling plaintiffs to pay their rent or mortgage, buy groceries and necessities, keep the lights on, retain legal counsel, and more while diligently seeing their civil rights case through to the result they deserve.
Eligibility for Civil Rights Lawsuit Loans
At America Lawsuit Loans, we provide funding to plaintiffs involved in a variety of civil rights claims, including:
- Employment discrimination based on race, gender, religion, national origin, disability, age, sexual orientation, pregnancy, or other protected characteristics
- Sexual harassment, hostile work environment, wrongful termination, failure to promote, unequal pay, and other employment-related civil rights violations
- Police misconduct, brutality, false arrest, or excessive force
- Civil rights violations by government agencies, public universities, housing authorities, or public accommodations/businesses
- Wrongful convictions, false imprisonment, or denial of due process
- Violations of voting rights or Americans with Disabilities Act rights
- Infringement of free speech, religious freedom, or constitutional rights
To qualify for a civil rights lawsuit loan with our company, your underlying case must have merit and be filed by a qualified civil rights attorney. We will also assess the apparent strength of your case during the application process. Loans are not provided based on your credit score or employment status but rather on the details and circumstances of your civil rights case.
Benefits of Civil Rights Lawsuit Loans
There are many essential benefits our lawsuit loans offer civil rights plaintiffs:
- Avoid Unfair Settlement Pressure
Civil rights cases can drag on for months or years before concluding. Many plaintiffs experience mounting financial pressure during this drawn-out legal process, forcing them to accept unfairly low settlement offers to receive some monetary relief.
Our lawsuit loan funding allows plaintiffs to cover the necessary living costs without having to cave to pressure to settle early for less than their case may be worth. The funds help relieve the financial squeeze, enabling plaintiffs to hold out for a full and fair resolution.
- Pay Regular Bills and Expenses
Most plaintiffs still have regular financial obligations while their civil rights case proceeds – rent/mortgage, car payments, utilities, and grocery bills continue coming in. Even if you win your case, these expenses do not go away during the legal process and can quickly cause financial distress.
Our lawsuit loan funding gives plaintiffs reliable cash flow to pay these ongoing bills. The funds can prevent plaintiffs from falling behind on payments and important financial commitments while awaiting the outcome of their case.
- Retain High-Quality Legal Representation
Top civil rights attorneys often charge more to represent plaintiffs in these complex cases that can drag on for extended periods. Many plaintiffs want to hire the best representation for their important civil rights case but are constrained by their current financial situation.
Our lawsuit loans allow plaintiffs to secure the very best legal representation to increase their chances of success without budget concerns getting in the way. The loan funding can directly pay attorney fees and enable plaintiffs to build a solid case with experienced counsel.
- Avoid Debt and Interest Fees
Some plaintiffs turn to high-interest credit cards, payday loans, and personal loans to get through a lengthy civil rights case. However, these options can leave plaintiffs in an even worse financial position.
Our lawsuit loans do not charge upfront fees or interest. Plaintiffs only repay the principal amount if their case is ultimately successful. This avoids plaintiffs being buried under mounds of debt, regardless of their case outcome.
- Peace of Mind and Staying Focused
Financial stress can take a significant toll both physically and psychologically. Our lawsuit loans provide plaintiffs with peace of mind, knowing their expenses are covered while they stay focused on seeing their critical civil rights case through to a just conclusion.
Cash assistance helps minimize distractions and enables plaintiffs to put their full energy and efforts into achieving the best possible result from their legal proceedings.
How Much Funding is Available?
At America Lawsuit Loans, we make civil rights lawsuit loans ranging from $500 to $500,000. The amount we can offer will depend on your specific case’s apparent strength and details. As a general guideline, we can fund up to 10% of the estimated value of your civil rights case.
For example, if your attorney estimates a potential award value of $150,000, we may be able to provide a loan up to $15,000. If your case has an estimated value of $1 million, we could offer funding up to $100,000.
Remember that lawsuit loans do not require credit checks, collateral, or strict income verification. We focus mainly on the merits of your civil rights case when making loan amount decisions. However, we do confirm your regular expenses and need for assistance.
Applying for a Civil Rights Lawsuit Loan
The application process with America Lawsuit Loans is straightforward and can be completed quickly:
Step 1) Initial Consultation
Contact us by phone, email, or through our website to request an initial consultation. We will gather some basic information and have an initial discussion to learn more about your situation.
Step 2) Review Case Documents
We will ask you to provide documentation that enables us to fully understand the circumstances of your civil rights case. This usually includes pleadings, complaints, police reports, etc.
Step 3) Connect with Your Attorney
We will need to speak with your civil rights attorney to verify the details of your case and get their perspective on the merit and value of your claim.
Step 4) Provide Expense Information
You will complete a short questionnaire from us detailing your current monthly expenses, outstanding obligations, and financial need amount.
Step 5) Loan Decision
With the information and documentation provided, America Lawsuit Loans will decide on an appropriate loan amount for your situation. This decision usually happens very quickly, within 1-2 business days.
Step 6) Finalizing Loan Paperwork
Once approved, we will finalize loan documents, including establishing a repayment schedule for resolving your civil rights case. The funds can be quickly disbursed.
The entire process, from initial request to receiving funds, is often completed within one week. And remember, the initial consultation and application are free—there are no upfront costs or obligations to get started.
If you have a civil rights case pending and are interested in applying for a lawsuit loan from America Lawsuit Loans, the process is free, easy, and fast. We encourage you to get in touch by phone or through our website so we can review your situation and provide a no-obligation quote on possible lawsuit loan funding amounts. Let our experience working with civil rights plaintiffs across the country go to work for you. Contact us today!